board directors – Save Western OH http://savewesternoh.org/ Wed, 02 Mar 2022 01:43:06 +0000 en-US hourly 1 https://wordpress.org/?v=5.9.3 https://savewesternoh.org/wp-content/uploads/2021/08/cropped-icon-32x32.png board directors – Save Western OH http://savewesternoh.org/ 32 32 Finance Manager – Lookout Local Santa Cruz https://savewesternoh.org/finance-manager-lookout-local-santa-cruz/ Mon, 28 Feb 2022 19:07:02 +0000 https://savewesternoh.org/finance-manager-lookout-local-santa-cruz/ LOCATION: Santa Cruz, California TYPE OF EMPLOYMENT: Exempt, Beneficiary, Full Time COMPENSATION: $30 – $35 per hour JOB SUMMARY: The O’Neill Sea Odyssey Program is seeking an experienced nonprofit finance professional to manage the day-to-day finances of the organization. The Full Charge Accountant works in conjunction with the management team and is responsible for all […]]]>

LOCATION: Santa Cruz, California

TYPE OF EMPLOYMENT: Exempt, Beneficiary, Full Time

COMPENSATION: $30 – $35 per hour

JOB SUMMARY:

The O’Neill Sea Odyssey Program is seeking an experienced nonprofit finance professional to manage the day-to-day finances of the organization. The Full Charge Accountant works in conjunction with the management team and is responsible for all financial aspects of the organization including budgeting, reporting, accounts payable and receivable, and grant tracking. The ideal candidate will be passionate about the environment, have experience with classroom-based nonprofit accounting, have previous success tracking grants, and be willing to work in a team environment.

  • This position reports to the Executive Director of OSO, it is an exempt, full-time, benefits position. Flexible work environment, with a typical schedule from Monday to Friday between 9am and 4pm. Limited weekend work as negotiated.
  • This position is primarily in an upstairs office environment. If you need accommodation, please apply and we can discuss if you are selected for an interview.
  • Paid PTO, medical, vision, dental, 401k and flexible health spending account available.
  • The office is located at the OSO Education Center at the Port of Santa Cruz.
  • The pay range for this position is $30 to $35 per hour.

DUTIES AND RESPONSIBILITIES:

Bookkeeping and accounting:

  • Accounting: Manage organizations’ accounts payable and receivable, invoicing, deposits and necessary journal entries as required.
  • Bank reconciliations: Successfully reconcile all bank and investment accounts.
  • Audit: Prepare year-end reports and required financial documents for auditors and tax preparer.
  • Investments: Assist in the implementation of investment policy and endowment disbursements.
  • Pay: Assist in the validation and submission of the organization’s payroll and taxes.
  • Reports: Analyze and present monthly financial statements for the OSO Board of Directors and management of the organization. Monitor financial trends and budget versus actual expenses and revenue.
  • Tax: Prepare and submit quarterly sales tax statements and annual reports.
  • Strategies: Assistance in the formulation and implementation of financing and investment policies and procedures.
  • Budgeting: Work on the preparation of operational cash flow and the annual program budget.

Grant Administration:

  • Preparation of the proposal: Work with the Executive Director in the preparation of grant project budgets.
  • Expense tracking: Track expenditures and deliverables for awarded grants.
  • Grant reports: Create timely financial reports for completed and ongoing grants, including tracking staff time as needed.
  • Contracts: Monitor implementation and financial needs if necessary.

Other:

  • Operations: Participate in the research and purchase of equipment and supplies.
  • Technology:
    • Monitor organizational domain and software subscription. Serve as primary contact for software and hardware project management.
    • Assist in the research and implementation of new software in all functional areas of the organization.
  • Assets: Maintain the funding and amortization schedule.
  • Other duties as negotiated.

MINIMUM QUALIFICATIONS:

  • Knowledge of class-based accounting principles and practices.
  • 3 to 5 years of prior knowledge of nonprofit accounting practices, specific to small and medium organizations.
  • Prior experience in managing and implementing a payroll system.
  • Knowledge of accounting software. QuickBooks experience required.
  • Ability to synthesize complex numbers and share information with various constituents.
  • The ability to organize, prioritize and track multiple assignments is part of the daily routine.
  • Strong spreadsheet and data processing skills. Mastery of analysis and budgeting in Excel.
  • Have knowledge of non-profit accounting practices.
  • Must demonstrate integrity, confidentiality and discretion in working with staff, stakeholders, board members, program participants and partners.

DESIRED QUALIFICATIONS:

  • Possess organizational and multitasking skills
  • Experience in monitoring government grants.
  • Budget monitoring and control techniques.
  • Read and interpret complex regulatory advertising policies
  • Positive communication skills. Communicate clearly with internal stakeholders, external partners, and people of different racial, ethnic, and cultural backgrounds.
  • Must pass a criminal background check and maintain a clean driving record.

HOW TO REGISTER:

Please submit a one-page cover letter and resume highlighting relevant experience to Tracey Weiss at osoexecdirector@oneillseaodyssey.org with the subject line “OSO Finance Manager Position”. Applications will be reviewed on an ongoing basis. No phone calls please.

ABOUT O’NEILL SEA ODYSSEY:

O’Neill Sea Odyssey (OSO) is a local 501(c)3 nonprofit ocean education organization based in the Port of Santa Cruz in Santa Cruz, California. O’Neill Sea Odyssey’s mission is to provide a hands-on educational experience to encourage the protection and preservation of our living sea and our communities. OSO primarily serves students in grades 4 through 6 aboard a 65-foot catamaran sailing in Monterey Bay and at its Shoreside Education Center in Santa Cruz Harbor. Students learn marine science concepts aligned with NGSS and Common Core and the ethics of ocean stewardship. The program is completely free, and each class completes a community service project to help build their watershed. The majority of students served have never been to the ocean and Monterey Bay in their lives.

The O’Neill Sea Odyssey encourages individuals, regardless of their diverse, inclusive and equitable workplace, to offer all employees and volunteers, regardless of gender expression, race, ethnicity, nationality, age, sexual orientation or identity. We respect and value diverse life experiences and legacies and ensure that all voices are valued and heard.

]]>
Finance Manager – Barrhead Housing Association https://savewesternoh.org/finance-manager-barrhead-housing-association/ Tue, 22 Feb 2022 10:54:28 +0000 https://savewesternoh.org/finance-manager-barrhead-housing-association/ About Us The Barrhead Housing Association is a local provider of affordable, high quality rental housing. Established as a Registered Social Landlord in 1986, the association’s initial aim was to improve rental properties in central Barrhead and we soon embarked on a program of building new rental properties. Today, the majority of our houses are […]]]>

About Us

The Barrhead Housing Association is a local provider of affordable, high quality rental housing. Established as a Registered Social Landlord in 1986, the association’s initial aim was to improve rental properties in central Barrhead and we soon embarked on a program of building new rental properties. Today, the majority of our houses are new. In 2001 we successfully transferred 245 houses from Scottish Homes and quickly carried out the major improvements required, including the demolition of properties in Auchenback – these were replaced by new terraced houses and apartments. In 2004 we became a registered Scottish charity. We are now a key locally controlled housing association owning 947 properties in East Renfrewshire, but primarily in Barrhead, Neilston, Newton Mearns and Thornliebank. This includes 12 new affordable homes supplied in partnership with Taylor Wimpey in August 2020 and 10 with Bellway in 2021. We plan to work in partnership to supply another 45 properties over the next 18 months in Barrhead.

We provide housing for approximately 2,500 people, over 750 of whom seek housing with us and hundreds participate in our community activities each year.

What we do

The Association provides housing for general housing and also specialist housing, including sheltered housing, wheelchair housing and housing for the elderly. We participate in the Scottish Government’s ‘Mortgage to Rent’ scheme to help landlords facing serious financial hardship and a ‘Rent off the Shelf’ scheme to increase the supply of rental accommodation in the Eastwood part of the authority.

Community investment

Over the past three years, BHA has successfully managed community-led flagship projects, including DIY Dunterlie, which has helped local residents build confidence, develop new skills and participate in initiatives that can have a positive impact on their lives; and Creative Pathways with Impact Arts, which helped young people gain creative and hands-on experience by supporting community initiatives.

We use participatory budgeting to allow local people to choose where and how money has been spent in their local areas.

Almost £600,000 of external funding has been secured between 2018 and 2021 for our local communities. The National Lottery Community Fund in Scotland supports the Brighter Future Barrhead initiative, which aims to empower local residents and improve their health and wellbeing by tackling poverty and inequality through a coordinated approach of partners and volunteers communities, with the Association as the leader and managing partner. We have also received support from the Scottish Government’s Community Support Fund, which has so far been distributed to 14 key partner community support agencies responding to the challenges created by Covid-19. Further support came from Keep Scotland Beautiful’s Climate Challenge Fund project, which facilitates discussion on climate change by offering a series of cooking, upcycling and upcycling workshops, aimed at increasing understanding of climate change in the community community through climate-themed community discussions and events.

BHA was the first housing association in Scotland to sign the Board Charter for Community Investment, which commits us to placing community investment at the heart of our role as a housing association and at the heart of our purpose. social.

How we operate

The Association is headed by a board of directors team of 12 people, made up of local residents, housing professionals, our local elected official and local entrepreneurs. As members of the Association, the Board of Directors is elected at the Annual General Meeting of the Association. The establishment council meets to ensure that the Association has mastered its strategic orientations, its commitments and its services to tenants and residents.

We currently employ 28 people to carry out the operational activities of the Association. Our new human resources management strategy aims to help every Barrhead Housing Association employee reach their full potential, fulfilling our mission “At the heart of the community – investing in your future”. It is an essential part of our overall business strategy, which goes hand in hand with our customer service strategy, our asset strategy and our community investment strategy. In return for the skills and commitment that our colleagues bring to BHA – we trust, inspire and support all employees to delight their customers, invest in the development and well-being of each employee and offer an exceptional set of benefits and flexible working.

Our values ​​are at the heart of what we do and how we do it. They incorporate the importance we place on people, services and quality.

  • RESPECTFUL – we are honest, trustworthy and reliable
  • ADAPTABLE – we are flexible and react to change
  • DEDICATED – we care about our purpose
  • ASPIRATIONAL – we look to the future and are committed to improving
  • RESPONSIVE – we are efficient and responsible.

Our Subsidiary – Levern Property Services, LPS

Levern Property Services Ltd is a subsidiary of Barrhead Housing Association and is a company limited by share. It was formed in November 2011 to become a commercial business organization with all profits plowed back into the Barrhead Housing Association. Barrhead Housing Association is the parent organization, the sole shareholder, with overall control of the subsidiary’s strategic, governance and operational activities. Levern Property Services is not geographically based and will consider services within the local authority area of ​​East Renfrewshire, but not exclusively. It has an independent board of directors made up of 5 local people.

More information

The role

Finance Manager – EVH Grade 8 PA28- PA31 £40,234 to £43,530 pending remuneration

We are looking for a highly skilled and collaborative individual to join the team as the new CFO. The incumbent will play a key role in ensuring BHA’s continued success through finance and innovation. The position is responsible for the operation of all finance functions. The candidate will be a qualified accountant with excellent interpersonal skills and an appetite for innovation. Work experience in the housing sector is not a prerequisite for applicants. Further information on the position can be found in the recruitment pack on our website.

How to register

To apply for the position, go to our website to find the recruitment pack.

You will find the job profile and application form, together with a document explaining how the Barrhead Housing Association will be held and how we will use your personal data and your rights under data protection laws.

Excellent terms of employment apply. The Association sees itself as an equal opportunity employer. Barrhead Housing Association is a Disability Confident Employer and offers an interview to people with disabilities who meet the minimum criteria for the position. Flexible work offered.

Requests

If you would like to have a confidential discussion about the role, please contact Helen Sutherland, Director of Finance and Corporate Services at helen.sutherland@barrheadha.org

To treat

  • Ad closing date: Monday, February 28, 2022
  • Candidates will be informed of the outcome of their application no later than Thursday, March 3, 2022.
  • Interviews: Thursday, March 10, 2022.
]]>
Why Housing Finance Companies Charge Higher Interest Rates Than Banks https://savewesternoh.org/why-housing-finance-companies-charge-higher-interest-rates-than-banks/ Mon, 06 Dec 2021 08:00:00 +0000 https://savewesternoh.org/why-housing-finance-companies-charge-higher-interest-rates-than-banks/ Home Loan Interest Rates (Banks vs. HFCs/NBFCs): Home loans are provided to customers by banks and some non-bank finance companies (NBFCs) registered as housing finance companies (HFCs). Home loans are provided to customers by nationalized banks and some non-bank finance companies (NBFCs) registered as housing finance companies (HFCs). All these institutions are regulated by the […]]]>

Home Loan Interest Rates (Banks vs. HFCs/NBFCs): Home loans are provided to customers by banks and some non-bank finance companies (NBFCs) registered as housing finance companies (HFCs).

Home loans are provided to customers by nationalized banks and some non-bank finance companies (NBFCs) registered as housing finance companies (HFCs). All these institutions are regulated by the Reserve Bank of India (RBI). However, the interest rate on home loans charged by HFCs is higher than that charged by banks.

According to Finance Minister Nirmala Sitharaman, HFCs charge higher interest rates because they usually raise funds from the market or other lenders. In contrast, banks obtain funds at lower cost because they have access to foreign currency accounts and deposits in zero or zero interest savings accounts. The finance minister said so recently in a written response to a question posed to the Rajya Sabha.

The question asked for the government’s response on: “whether the government is aware that some Non-Banking Financial Corporations (NBFCs) charge about double the interest rate on home loans compared to nationalized banks of people residing in the levels 1,2 and 3 cities.

In response to the query, Sitharaman said, “As informed by the National Housing Bank (NHB), the interest rate charged by HFCs starts from 6.50% per annum As the Reserve Bank of India (RBI) has deregulated interest rates, rates are determined based on Board approved HFC policies. The interest rate charged to an individual borrower depends on various factors such as cost of funds for HFC and other variables which among others include borrower profile, credit history/score, stability income, loan amount, loan term, etc.

“NHB informed that the interest rate charged by these HFCs is generally higher than that charged by banks, as banks have access to current accounts and savings accounts at zero or low interest, which which results in a lower cost of funds for them, whereas HFCs typically raise funds from the market or other lenders,” she added.

The RBI guidelines, issued by circular dated February 17, 2021, cover the regulation of excessive interest charged and the code of fair practice for HFCs.

“In accordance with this circular, the board of directors of each HFC adopts an interest rate model taking into account relevant factors such as cost of funds, margin and risk premium and determines the interest rate to charge for loans and advances Interest rates and risk grading approach, and penalty interest should be disclosed to borrowers in the application form and in the sanction letter in addition to being available on their website web or published in newspapers,” Sitharaman said.

“Furthermore, HFCs have been asked to put in place an internal mechanism to monitor the process and operations to ensure adequate transparency in communications with borrowers,” she added.

Financial Express is now on Telegram. Click here to join our channel and stay up to date with the latest Biz news and updates.

]]>
srei: Lenders of Srei’s two financial firms seek group resolution https://savewesternoh.org/srei-lenders-of-sreis-two-financial-firms-seek-group-resolution/ Fri, 03 Dec 2021 08:00:00 +0000 https://savewesternoh.org/srei-lenders-of-sreis-two-financial-firms-seek-group-resolution/ [ad_1] MUMBAI: The creditors of the two Srei group financial companies that are the subject of bankruptcy proceedings are considering a group approach to insolvency resolution. Such an approach should achieve faster results and better value for the banks to which SREI companies owe money. Last month, RBI replaced the board of directors of Srei […]]]>


[ad_1]

MUMBAI: The creditors of the two Srei group financial companies that are the subject of bankruptcy proceedings are considering a group approach to insolvency resolution. Such an approach should achieve faster results and better value for the banks to which SREI companies owe money.
Last month, RBI replaced the board of directors of Srei Infrastructure Finance Limited (SIFL) and Srei Equipment Finance Limited (SEFL).
According to initial estimates, the top ten lenders Canara Bank, PNB, UBI, SBI, BoB, Indian Bank, P&S Bank, Central Bank and BOI – together account for over Rs 20,000 crore of a consolidated loan of Rs 31,527 crore between SREI and SEFL. This would give them 65% of the voting rights if the receivables were consolidated. According to the memo, there wouldn’t be much variation in the voting rights of the top 10 lenders if a group approach were taken.
Bankers said that various investments in connected entities and their other issuing companies, viz. Bharat Road Network, Trinity, Power Trust (which may have equity value in the future) are hosted in SIFL while exposure to these entities is partly through SEFL; thus, dissociating the two entities would hamper the objective of maximizing value if resolution requesters were not authorized to access the synergies between the various companies of the group.
Incidentally, before the board of directors was replaced, Srei’s promoters had sought to consolidate the two companies by transferring the business from Srei Equipment to Srei Infra through a business transfer agreement. However, the proposal was rejected by the lenders.
The administrator, however, pointed out in his memo that a group resolution is different from the business transfer plan proposed by the promoters as the rights of individual creditors to their secured assets would be retained. In addition, the creditors’ committee, which is exposed to both companies, will have a say in the allocation of assets and can ensure that the rights of those who hold specific collateral are protected.
In addition, EY, which has been mandated by the company to help with consolidation, continues to assist the company led by the director in adopting the group approach.
Group resolution is useful in a situation where the liability belongs to one company while the value resides in other companies. A similar group resolution approach was taken successfully in IL&FS where a significant portion of the liabilities were with the parent company and other holding companies where the assets were in 300 companies.

[ad_2]

]]>
North Tipperary Development Company Hires CFO and Account Administrator https://savewesternoh.org/north-tipperary-development-company-hires-cfo-and-account-administrator/ https://savewesternoh.org/north-tipperary-development-company-hires-cfo-and-account-administrator/#respond Wed, 03 Nov 2021 11:27:27 +0000 https://savewesternoh.org/north-tipperary-development-company-hires-cfo-and-account-administrator/ [ad_1] North Tipperary Development Company is calling for applications for CFO and Accounting Officer positions. Head of Finance Reporting to the CEO, the CFO is a managerial position responsible for the overall financial management of the company. This involves reporting to the board of directors and other agencies, regulatory compliance, development of financial management systems, […]]]>


[ad_1]

North Tipperary Development Company is calling for applications for CFO and Accounting Officer positions.

Head of Finance

Reporting to the CEO, the CFO is a managerial position responsible for the overall financial management of the company. This involves reporting to the board of directors and other agencies, regulatory compliance, development of financial management systems, and financial planning. The position requires a qualified accountant (ACA, ACCA, ACMA, CPA) with at least 5 years of post-qualification experience in working and managing an accounting function in a stimulating and dynamic environment.

Account administrator

Reporting to the CFO, the Account Administrator will be responsible for financial administration tasks. The position requires an Accounting Technician qualification or the pursuit of an ACCA / CIMA / ACA qualification, a minimum of 2-3 years of financial experience in a busy office environment and experience with accounting / payroll software systems such as TAS / Sage /
Thesaurus.

Applications with CV and cover letter by e-mail addressed to the CEO at mmurray@ntdc.ie clearly marked “Financial manager” or “Account administrator” in connection with the position for which you are applying and to be delivered to the office before 5:00 p.m. on Thursday November 18, 2021.

Please contact receptionHO@ntdc.ie for questions / job descriptions for both roles. A restricted list of candidates will apply. First interview for the position of financial manager which will take place on Friday 26 November.

North Tipperary Development Company (NTDC) is a local development company providing business, energy, community, rural, social inclusion, youth, family support and supported employment programs through North Tipperary . For more information about the organization, see the company website www.ntdc.ie

[ad_2]

]]>
https://savewesternoh.org/north-tipperary-development-company-hires-cfo-and-account-administrator/feed/ 0
Fintech startup brings new invoice finance service to SMEs across Europe https://savewesternoh.org/fintech-startup-brings-new-invoice-finance-service-to-smes-across-europe/ https://savewesternoh.org/fintech-startup-brings-new-invoice-finance-service-to-smes-across-europe/#respond Fri, 01 Oct 2021 01:01:35 +0000 https://savewesternoh.org/?p=149 [ad_1] Our privacy commitments This Privacy Policy outlines the information we may collect about you in relation to your use of our websites, events, related publications and services (“personal data”) and how we may use that personal data. It also outlines the methods by which we and our service providers may (subject to necessary consents) […]]]>


[ad_1]

Our privacy commitments

This Privacy Policy outlines the information we may collect about you in relation to your use of our websites, events, related publications and services (“personal data”) and how we may use that personal data. It also outlines the methods by which we and our service providers may (subject to necessary consents) monitor your online behaviour to deliver customised advertisements, marketing materials and other tailored services. This Privacy Policy also tells you how you can verify the accuracy of your personal data and how you can request that we delete or update it.

This Privacy Policy applies to all websites operated by Exporta Publishing & Events Ltd (as indicated on the relevant website).

This privacy statement does not cover the activities of third parties, and you should consult those third-party sites’ privacy policies for information on how your data is used by them.

Any questions regarding this Policy and our privacy practices should be sent by e-mail to privacy@gtreview.com or by writing to Data Protection Officer at, Exporta Publishing & Events Ltd, 4 Hillgate Place, London, SW12 9ER, United Kingdom. Alternatively, you can telephone our London headquarters at +44 (0) 20 8673 9666.

Who are we?

Established in 2002 and with offices in London and Singapore, Exporta Publishing & Events Ltd is the world’s leading trade and trade finance media company, offering information, news, events and services for companies and individuals involved in global trade.

Our principal business activities are:

  • Business-to-Business financial publishing. We provide a range of products and services focused on international commodities, export, supply chain and trade finance markets including magazines, newsletters, electronic information and data
  • Organisers of seminars, conferences, training courses and exhibitions for the finance industry

Exporta Publishing & Events Ltd is a company registered in the United Kingdom with company number 4407327 | VAT Registration: 799 1585 59

Data Protection Policy

This Data Protection Policy explains when and why we collect personal information about people who visit our website, how we use it, the conditions under which we may disclose it to others and how we keep it secure.

Why do we collect information from you?

Our primary goal in collecting personal data from you is to give you an enjoyable customised experience whilst allowing us to provide services and features that will meet your needs.
We collect certain personal data from you, which you give to us when using our Site and/or registering or subscribing for our products and services. However, we also give you the option to access our Sites’ home pages without subscribing or registering or disclosing your personal data.

We also collect certain personal data from other group companies to whom you have given information through their websites (including, by way of example, Exporta Publishing & Events Ltd and subsidiaries, in accordance with the purposes listed below). Should we discover that any such personal data has been delivered to any of the Sites, we will remove that information as soon as possible.

Why this policy exists

This Data Protection Policy ensures Exporta Publishing & Events Ltd:

  • Complies with data protection law and follow good practice
  • Protects the rights of staff, customers and partners
  • Is open about how it stores and processes individuals’ data
  • pretexts itself from the risk of a data breach

We may change this Policy from time to time so please check this page occasionally to ensure that you’re happy with any changes. By using our website, you’re agreeing to be bound by this Policy.

Data protection law

The Data Protection Act 1998 described how organisations – including Exporta Publishing & Events Ltd – must collect, handle and store personal information. These rules apply regardless of whether data is stored electronically, on paper or on other materials. To comply with the law, personal information collected must be stored safely, not disclosed unlawfully and used fairly.

The Data Protection Act is underpinned by eight important principles. These say that personal data must:

  • Be processed fairly and lawfully
  • Be obtained only for specific, lawful purposes
  • Be adequate, relevant and not excessive
  • Be accurate and kept up to date
  • Not be held for any longer than necessary
  • Processed in accordance with the rights of data subjects
  • Be protected in appropriate ways
  • Not be transferred outside the European Economic Area (EEA), unless that country of territory also ensures an adequate level of protection

How do we collect information from you?

We obtain information about you when you use our website, for example, when you contact us about products and services, when you register for an event, register to receive eNewsletters, subscribe or register for a trial to our GTR magazine/website.

 Types of Personal Data Held and its Use

1.      Customer Services and Administration

On some Sites, Exporta Publishing & Events Ltd collects personal data such as your name, job title, department, company, e-mail, phone, work and/or home address, in order to register you for access to certain content, subscriptions and events. In addition, we may also store information including IP address and page analytics, including information regarding what pages are accessed, by whom and when.

This information is used to administer and deliver to you the products and/or services you have requested, to operate our Sites efficiently and improve our service to you, and to retain records of our business transactions and communications. By using the Sites and submitting personal information through the registration process you are agreeing that we may collect, hold, process and use your information (including personal information) for the purpose of providing you with the Site services and developing our business, which shall include (without limitation) the purposes described in the below paragraphs.

2.      Monitoring use of our Sites

Where, as part of our Site services, we enable you to post information or materials on our Site, we may access and monitor any information which you upload or input, including in any password-protected sections. Subject to any necessary consents, we also monitor and/or record the different Sites you visit and actions taken on those Sites, e.g. content viewed or searched for. If you are a registered user (e.g. a subscriber or taking a trial), when you log on, this places a cookie on your machine. This enables your access to content and services that

are not publicly available. Once you are logged on, the actions you take – for example, viewing an article – will be recorded (subject to any necessary consents). We may use technology or a service provider to do this for us. This information may be used for one or more of the following purposes:

  • to fulfil our obligations to you;
  • to improve the efficiency, quality and design of our Sites and services;
  • to see which articles, features and services are most read and used
  • to track compliance with our terms and conditions of use, e.g. to ensure that you are acting within the scope of your user licence;
  • for marketing purposes (subject to your rights to opt-in and opt-out of receiving certain marketing communications) – see paragraph 3 below;
  • for advertising purposes, although the information used for these purposes does not identify you personally. Please see paragraph 5 below for more details;
  • to protect or comply with our legal rights and obligations; and
  • to enable our journalists to contact and interact with you online in connection with any content you may post to our Sites.

Please see paragraph 5 below for more information on cookies and similar technologies and a link to a page where you can turn them on or off.

3.      Marketing

Some of your personal data collected under paragraphs 1 and 2 above may be used by us to contact you by e-mail, telephone and/or post for sending information or promotional material on our products and/or services and/or those of our other group companies.
We give you the opportunity to opt-out of receiving marketing communications. Further detail can be found on the applicable Site and in the footer of each marketing communication sent by us, our group companies or service providers. See also “Consents and opt-outs” section below.
We will not share your information with third parties for marketing purposes.

4.      Profiling

We may analyse your personal information to create a profile of your interests and preferences so that we can contact you with information relevant to you.

5.      Cookies and similar technologies

All our Sites use cookies and similar technical tools to collect information about your access to the Site and the services we provide.

What is a cookie?

When you enter some sites, your computer will be issued with a cookie. Cookies are text files that identify your computer to servers. Cookies in themselves do not identify the individual user, just the computer used.

Many sites do this whenever a user visits their site in order to track traffic flows, recording those areas of the site that have been visited by the computer in question, and for how long.

Users have the opportunity to set their computers to accept all cookies, to notify them when a cookie is issued, or not to receive cookies at any time. Selecting not to receive means that certain personalised services Exporta Publishing & Events Ltd offers cannot then be provided to that user.

 

Why do we use cookies?

  1. Log In – Where we provide log in mechanisms for site users a cookie is created at login and for the duration of the session. Each cookie contains a unique reference number only (no personal information) which is used to confirm you are authorised.
  2. Analytics – To allow us to keep track of traffic to our website we use cookies. The cookies simply tell us if you have previously visited our website so we can get more accurate figures for New vs Returning visitors.

Find and control your cookies

All of the major browser providers offer advice on setting up and using the privacy and security functions for their products. If you require technical advice or support for a specific browser/version please contact the provider or visit their website for further details:
www.microsoft.com / www.mozilla.com / www.apple.com
/ www.opera.com / www.aol.com / www.netscape.com
/ www.flock.com / www.google.com.

We may use cookies to:

  • remember that you have used the Site before; this means we can identify the number of unique visitors we receive to different parts of the Site. This allows us to make sure we have enough capacity for the number of users that we get and make sure that the Site runs fast enough
  • remember your login session so you can move from one page to another within the Site;
  • store your preferences or your user name and password so that you do not need to input these details every time you visit the Site;
  • customise elements of the layout and/or content of the pages of Site for you;
  • record activity on our Sites so that we understand how you use our Sites enabling us to better tailor our content, services and marketing to your needs;
  • collect statistical information about how you use the Site so that we can improve the Site; and
  • gather information about the pages on the Site that you visit, and other information about other websites that you visit, so as to place you in a “market segment”. This information is only collected by reference to the IP address that you are using, but does include information about the county and city you are in, together with the name of your internet service provider.

Most web browsers automatically accept cookies but, if you prefer, you can change your browser to prevent that, or to notify you each time a cookie is set. You can also learn more about cookies in general by visiting www.allaboutcookies.org which includes additional useful information on cookies and how to block cookies using different types of browser. Please note however, that by blocking, deleting or turning off cookies used on the Site you may not be able to take full advantage of the Site.

6.      E-mail tracking

E-mail tracking is a method for monitoring the e-mail delivery to those subscribers who have opted-in to receive marketing e-mails from GTR, including GTR Africa, GTR Asia, GTR Americas, GTR Europe, GTR Mena, GTR eNews, Third party e-mails and GTR Ventures.

Why do we track e-mails?

So that we can better understand our users’ needs, we track responses, subscription behaviour and engagement to our e-mails – for example, to see which links are the most popular in newsletters. They enable us to understand the consumers journey through metrics including open rate, click-through rate, bounces and unsubscribes. Any other purposes for which Exporta Publishing & Events Ltd wishes to use your personal data will be notified to you and your personal data will not be used for any such purpose without obtaining your prior consent.

How do you track GTR eNewsletters?

To do this, we use pixel GIFs, also known as “pixel tags” – these are small image files that are placed within the body of our e-mail messages. When that image is downloaded from our web servers, the e-mail is recorded as being opened. By using some form of digitally time-stamped record to reveal the exact time and date that an e-mail was received or opened, as well the IP address of the recipient.

7.      Consents and opt-outs

You can give your consent to opt-out of all or any particular uses of your data as indicated above by:

  • Indicating at the point on the relevant Site where personal data is collected
  • Informing us by e-mail, post or phone
  • Updating your preferences on the applicable Site or eNewsletter (unsubscribe and preference options are available in the footer of each eNewsletter)

To turn cookies and similar technologies on and off, see the information in paragraph 5 above.
Any questions regarding consents and opt-outs should be sent by e-mail to privacy@gtreview.com or by writing to Data Protection Officer at, Exporta Publishing & Events Ltd, 4 Hillgate Place, London, SW12 9ER, United Kingdom. Alternatively, you can telephone our London headquarters at +44 (0) 20 8673 9666.

8.      Disclosures

Information collected at one Site may be shared between Exporta Publishing & Events Ltd and other group companies for the purposes listed above.

We may transfer, sell or assign any of the information described in this policy to third parties as a result of a sale, merger, consolidation, change of control, transfer of assets or reorganisation of our business.

9.      Public forums, message boards and blogs

Some of our Sites may have a message board, blogs or other facilities for user generated content available and users can participate in these facilities. Any information that is disclosed in these areas becomes public information and you should always be careful when deciding to disclose your personal information.

10.  Data outside the EEA

Services on the Internet are accessible globally so collection and transmission of personal data is not always limited to one country. Exporta Publishing & Events Ltd may transfer your personal data, for the above-listed purposes to other third parties, which may be located outside the European Economic Area and/or with a different level of personal data protection. However, when conducting transfers, we take all necessary steps to ensure that your data is treated reasonably, securely and in accordance with this Privacy Statement.

Who has access to your information?

Confidentiality and Security of Your Personal Data

We are committed to keeping the data you provide us secure and will take reasonable precautions to protect your personal data from loss, misuse or alteration.

However, the transmission of information via the internet is not completely secure. Although we will do our best to protect your personal data, we cannot guarantee the security of your data transmitted to our Site; any transmission is at your own risk. Once we have received your information, we will use strict procedures and security features described above to try to prevent unauthorised access.

We have implemented information security policies, rules and technical measures to protect the personal data that we have under our control from:

  • unauthorised access
  • improper use or disclosure
  • unauthorised modification
  • unlawful destruction or accidental loss

All our employees, contractors and data processors (i.e. those who process your personal data on our behalf, for the purposes listed above), who have access to, and are associated with the processing of your personal data, are obliged to keep the information confidential and not use it for any other purpose than to carry out the services they are performing for us.

Responsibilities

Everyone who works for or with Exporta Publishing & Events Ltd has some responsibility for ensuring data is collected, stored and handled appropriately. Each team handling personal data must ensure that it is handled and processed in line with this policy and data protection principles. However, the following people have key areas of responsibility.
The board of directors is ultimately responsible for ensuring that Exporta Publishing & Events Ltd meets its legal obligations.

Name of Data Controller

The Data Controller is Exporta Publishing & Events Ltd. Exporta Publishing & Events Ltd is subject to the UK Data Protection Act 1998 and is registered in the UK with the Information Commissioner`s Office.

How to access, update and erase your personal information

If you wish to know whether we are keeping personal data about you, or if you have an enquiry about our privacy policy or your personal data held by us, in relation to any of the Sites, you can contact the Data Protection Officer via:

  • By writing to this address: Data Protection Officer, Exporta Publishing & Events Ltd, 4 Hillgate Place, London, SW12 9ER, UK
  • Telephone: +44 (0) 20 8673 9666
  • E-mail: privacy@gtreview.com

Upon request, we will provide you with a readable copy of the personal data which we keep about you. We may require proof of your identity and may charge a small fee (not exceeding the statutory maximum fee that can be charged) to cover administration and postage.

Exporta Publishing & Events Ltd allows you to challenge the data that we hold about you and, where appropriate in accordance with applicable laws, you may have your personal information:

  • erased
  • rectified or amended
  • completed

Disclosing data for other reasons

In certain circumstances, the Data Protection Act allows personal data to be disclosed to law enforcement agencies without the consent of the data subject. Under these circumstances, Exporta Publishing & Events Ltd, will disclose requested data. However, the Data Controller will ensure the request is legitimate, seeking assistance from the board and from the company’s legal advisors where necessary.

Changes to this Privacy Statement

We will occasionally update this Privacy Statement to reflect new legislation or industry practice, group company changes and customer feedback. We encourage you to review this Privacy Statement periodically to be informed of how we are protecting your personal data.

Providing information

Exporta Publishing & Events Ltd aims to ensure that individuals are aware that their data is being processed, and that they understand.

  • How the data is being used
  • How to exercise their rights

To this end, the company has a privacy statement, setting out how data relating to individuals is used by the company. This is available on request and available on the company’s website.

Review of this policy

We keep this Policy under regular review. This Privacy Statement was last updated in April 2018.

[ad_2]

]]>
https://savewesternoh.org/fintech-startup-brings-new-invoice-finance-service-to-smes-across-europe/feed/ 0
Cargo monitoring firm launches IoT-led trade finance service https://savewesternoh.org/cargo-monitoring-firm-launches-iot-led-trade-finance-service/ https://savewesternoh.org/cargo-monitoring-firm-launches-iot-led-trade-finance-service/#respond Thu, 30 Sep 2021 13:29:40 +0000 https://savewesternoh.org/?p=137 [ad_1] Our privacy commitments This Privacy Policy outlines the information we may collect about you in relation to your use of our websites, events, related publications and services (“personal data”) and how we may use that personal data. It also outlines the methods by which we and our service providers may (subject to necessary consents) […]]]>


[ad_1]

Our privacy commitments

This Privacy Policy outlines the information we may collect about you in relation to your use of our websites, events, related publications and services (“personal data”) and how we may use that personal data. It also outlines the methods by which we and our service providers may (subject to necessary consents) monitor your online behaviour to deliver customised advertisements, marketing materials and other tailored services. This Privacy Policy also tells you how you can verify the accuracy of your personal data and how you can request that we delete or update it.

This Privacy Policy applies to all websites operated by Exporta Publishing & Events Ltd (as indicated on the relevant website).

This privacy statement does not cover the activities of third parties, and you should consult those third-party sites’ privacy policies for information on how your data is used by them.

Any questions regarding this Policy and our privacy practices should be sent by e-mail to privacy@gtreview.com or by writing to Data Protection Officer at, Exporta Publishing & Events Ltd, 4 Hillgate Place, London, SW12 9ER, United Kingdom. Alternatively, you can telephone our London headquarters at +44 (0) 20 8673 9666.

Who are we?

Established in 2002 and with offices in London and Singapore, Exporta Publishing & Events Ltd is the world’s leading trade and trade finance media company, offering information, news, events and services for companies and individuals involved in global trade.

Our principal business activities are:

  • Business-to-Business financial publishing. We provide a range of products and services focused on international commodities, export, supply chain and trade finance markets including magazines, newsletters, electronic information and data
  • Organisers of seminars, conferences, training courses and exhibitions for the finance industry

Exporta Publishing & Events Ltd is a company registered in the United Kingdom with company number 4407327 | VAT Registration: 799 1585 59

Data Protection Policy

This Data Protection Policy explains when and why we collect personal information about people who visit our website, how we use it, the conditions under which we may disclose it to others and how we keep it secure.

Why do we collect information from you?

Our primary goal in collecting personal data from you is to give you an enjoyable customised experience whilst allowing us to provide services and features that will meet your needs.
We collect certain personal data from you, which you give to us when using our Site and/or registering or subscribing for our products and services. However, we also give you the option to access our Sites’ home pages without subscribing or registering or disclosing your personal data.

We also collect certain personal data from other group companies to whom you have given information through their websites (including, by way of example, Exporta Publishing & Events Ltd and subsidiaries, in accordance with the purposes listed below). Should we discover that any such personal data has been delivered to any of the Sites, we will remove that information as soon as possible.

Why this policy exists

This Data Protection Policy ensures Exporta Publishing & Events Ltd:

  • Complies with data protection law and follow good practice
  • Protects the rights of staff, customers and partners
  • Is open about how it stores and processes individuals’ data
  • pretexts itself from the risk of a data breach

We may change this Policy from time to time so please check this page occasionally to ensure that you’re happy with any changes. By using our website, you’re agreeing to be bound by this Policy.

Data protection law

The Data Protection Act 1998 described how organisations – including Exporta Publishing & Events Ltd – must collect, handle and store personal information. These rules apply regardless of whether data is stored electronically, on paper or on other materials. To comply with the law, personal information collected must be stored safely, not disclosed unlawfully and used fairly.

The Data Protection Act is underpinned by eight important principles. These say that personal data must:

  • Be processed fairly and lawfully
  • Be obtained only for specific, lawful purposes
  • Be adequate, relevant and not excessive
  • Be accurate and kept up to date
  • Not be held for any longer than necessary
  • Processed in accordance with the rights of data subjects
  • Be protected in appropriate ways
  • Not be transferred outside the European Economic Area (EEA), unless that country of territory also ensures an adequate level of protection

How do we collect information from you?

We obtain information about you when you use our website, for example, when you contact us about products and services, when you register for an event, register to receive eNewsletters, subscribe or register for a trial to our GTR magazine/website.

 Types of Personal Data Held and its Use

1.      Customer Services and Administration

On some Sites, Exporta Publishing & Events Ltd collects personal data such as your name, job title, department, company, e-mail, phone, work and/or home address, in order to register you for access to certain content, subscriptions and events. In addition, we may also store information including IP address and page analytics, including information regarding what pages are accessed, by whom and when.

This information is used to administer and deliver to you the products and/or services you have requested, to operate our Sites efficiently and improve our service to you, and to retain records of our business transactions and communications. By using the Sites and submitting personal information through the registration process you are agreeing that we may collect, hold, process and use your information (including personal information) for the purpose of providing you with the Site services and developing our business, which shall include (without limitation) the purposes described in the below paragraphs.

2.      Monitoring use of our Sites

Where, as part of our Site services, we enable you to post information or materials on our Site, we may access and monitor any information which you upload or input, including in any password-protected sections. Subject to any necessary consents, we also monitor and/or record the different Sites you visit and actions taken on those Sites, e.g. content viewed or searched for. If you are a registered user (e.g. a subscriber or taking a trial), when you log on, this places a cookie on your machine. This enables your access to content and services that

are not publicly available. Once you are logged on, the actions you take – for example, viewing an article – will be recorded (subject to any necessary consents). We may use technology or a service provider to do this for us. This information may be used for one or more of the following purposes:

  • to fulfil our obligations to you;
  • to improve the efficiency, quality and design of our Sites and services;
  • to see which articles, features and services are most read and used
  • to track compliance with our terms and conditions of use, e.g. to ensure that you are acting within the scope of your user licence;
  • for marketing purposes (subject to your rights to opt-in and opt-out of receiving certain marketing communications) – see paragraph 3 below;
  • for advertising purposes, although the information used for these purposes does not identify you personally. Please see paragraph 5 below for more details;
  • to protect or comply with our legal rights and obligations; and
  • to enable our journalists to contact and interact with you online in connection with any content you may post to our Sites.

Please see paragraph 5 below for more information on cookies and similar technologies and a link to a page where you can turn them on or off.

3.      Marketing

Some of your personal data collected under paragraphs 1 and 2 above may be used by us to contact you by e-mail, telephone and/or post for sending information or promotional material on our products and/or services and/or those of our other group companies.
We give you the opportunity to opt-out of receiving marketing communications. Further detail can be found on the applicable Site and in the footer of each marketing communication sent by us, our group companies or service providers. See also “Consents and opt-outs” section below.
We will not share your information with third parties for marketing purposes.

4.      Profiling

We may analyse your personal information to create a profile of your interests and preferences so that we can contact you with information relevant to you.

5.      Cookies and similar technologies

All our Sites use cookies and similar technical tools to collect information about your access to the Site and the services we provide.

What is a cookie?

When you enter some sites, your computer will be issued with a cookie. Cookies are text files that identify your computer to servers. Cookies in themselves do not identify the individual user, just the computer used.

Many sites do this whenever a user visits their site in order to track traffic flows, recording those areas of the site that have been visited by the computer in question, and for how long.

Users have the opportunity to set their computers to accept all cookies, to notify them when a cookie is issued, or not to receive cookies at any time. Selecting not to receive means that certain personalised services Exporta Publishing & Events Ltd offers cannot then be provided to that user.

 

Why do we use cookies?

  1. Log In – Where we provide log in mechanisms for site users a cookie is created at login and for the duration of the session. Each cookie contains a unique reference number only (no personal information) which is used to confirm you are authorised.
  2. Analytics – To allow us to keep track of traffic to our website we use cookies. The cookies simply tell us if you have previously visited our website so we can get more accurate figures for New vs Returning visitors.

Find and control your cookies

All of the major browser providers offer advice on setting up and using the privacy and security functions for their products. If you require technical advice or support for a specific browser/version please contact the provider or visit their website for further details:
www.microsoft.com / www.mozilla.com / www.apple.com
/ www.opera.com / www.aol.com / www.netscape.com
/ www.flock.com / www.google.com.

We may use cookies to:

  • remember that you have used the Site before; this means we can identify the number of unique visitors we receive to different parts of the Site. This allows us to make sure we have enough capacity for the number of users that we get and make sure that the Site runs fast enough
  • remember your login session so you can move from one page to another within the Site;
  • store your preferences or your user name and password so that you do not need to input these details every time you visit the Site;
  • customise elements of the layout and/or content of the pages of Site for you;
  • record activity on our Sites so that we understand how you use our Sites enabling us to better tailor our content, services and marketing to your needs;
  • collect statistical information about how you use the Site so that we can improve the Site; and
  • gather information about the pages on the Site that you visit, and other information about other websites that you visit, so as to place you in a “market segment”. This information is only collected by reference to the IP address that you are using, but does include information about the county and city you are in, together with the name of your internet service provider.

Most web browsers automatically accept cookies but, if you prefer, you can change your browser to prevent that, or to notify you each time a cookie is set. You can also learn more about cookies in general by visiting www.allaboutcookies.org which includes additional useful information on cookies and how to block cookies using different types of browser. Please note however, that by blocking, deleting or turning off cookies used on the Site you may not be able to take full advantage of the Site.

6.      E-mail tracking

E-mail tracking is a method for monitoring the e-mail delivery to those subscribers who have opted-in to receive marketing e-mails from GTR, including GTR Africa, GTR Asia, GTR Americas, GTR Europe, GTR Mena, GTR eNews, Third party e-mails and GTR Ventures.

Why do we track e-mails?

So that we can better understand our users’ needs, we track responses, subscription behaviour and engagement to our e-mails – for example, to see which links are the most popular in newsletters. They enable us to understand the consumers journey through metrics including open rate, click-through rate, bounces and unsubscribes. Any other purposes for which Exporta Publishing & Events Ltd wishes to use your personal data will be notified to you and your personal data will not be used for any such purpose without obtaining your prior consent.

How do you track GTR eNewsletters?

To do this, we use pixel GIFs, also known as “pixel tags” – these are small image files that are placed within the body of our e-mail messages. When that image is downloaded from our web servers, the e-mail is recorded as being opened. By using some form of digitally time-stamped record to reveal the exact time and date that an e-mail was received or opened, as well the IP address of the recipient.

7.      Consents and opt-outs

You can give your consent to opt-out of all or any particular uses of your data as indicated above by:

  • Indicating at the point on the relevant Site where personal data is collected
  • Informing us by e-mail, post or phone
  • Updating your preferences on the applicable Site or eNewsletter (unsubscribe and preference options are available in the footer of each eNewsletter)

To turn cookies and similar technologies on and off, see the information in paragraph 5 above.
Any questions regarding consents and opt-outs should be sent by e-mail to privacy@gtreview.com or by writing to Data Protection Officer at, Exporta Publishing & Events Ltd, 4 Hillgate Place, London, SW12 9ER, United Kingdom. Alternatively, you can telephone our London headquarters at +44 (0) 20 8673 9666.

8.      Disclosures

Information collected at one Site may be shared between Exporta Publishing & Events Ltd and other group companies for the purposes listed above.

We may transfer, sell or assign any of the information described in this policy to third parties as a result of a sale, merger, consolidation, change of control, transfer of assets or reorganisation of our business.

9.      Public forums, message boards and blogs

Some of our Sites may have a message board, blogs or other facilities for user generated content available and users can participate in these facilities. Any information that is disclosed in these areas becomes public information and you should always be careful when deciding to disclose your personal information.

10.  Data outside the EEA

Services on the Internet are accessible globally so collection and transmission of personal data is not always limited to one country. Exporta Publishing & Events Ltd may transfer your personal data, for the above-listed purposes to other third parties, which may be located outside the European Economic Area and/or with a different level of personal data protection. However, when conducting transfers, we take all necessary steps to ensure that your data is treated reasonably, securely and in accordance with this Privacy Statement.

Who has access to your information?

Confidentiality and Security of Your Personal Data

We are committed to keeping the data you provide us secure and will take reasonable precautions to protect your personal data from loss, misuse or alteration.

However, the transmission of information via the internet is not completely secure. Although we will do our best to protect your personal data, we cannot guarantee the security of your data transmitted to our Site; any transmission is at your own risk. Once we have received your information, we will use strict procedures and security features described above to try to prevent unauthorised access.

We have implemented information security policies, rules and technical measures to protect the personal data that we have under our control from:

  • unauthorised access
  • improper use or disclosure
  • unauthorised modification
  • unlawful destruction or accidental loss

All our employees, contractors and data processors (i.e. those who process your personal data on our behalf, for the purposes listed above), who have access to, and are associated with the processing of your personal data, are obliged to keep the information confidential and not use it for any other purpose than to carry out the services they are performing for us.

Responsibilities

Everyone who works for or with Exporta Publishing & Events Ltd has some responsibility for ensuring data is collected, stored and handled appropriately. Each team handling personal data must ensure that it is handled and processed in line with this policy and data protection principles. However, the following people have key areas of responsibility.
The board of directors is ultimately responsible for ensuring that Exporta Publishing & Events Ltd meets its legal obligations.

Name of Data Controller

The Data Controller is Exporta Publishing & Events Ltd. Exporta Publishing & Events Ltd is subject to the UK Data Protection Act 1998 and is registered in the UK with the Information Commissioner`s Office.

How to access, update and erase your personal information

If you wish to know whether we are keeping personal data about you, or if you have an enquiry about our privacy policy or your personal data held by us, in relation to any of the Sites, you can contact the Data Protection Officer via:

  • By writing to this address: Data Protection Officer, Exporta Publishing & Events Ltd, 4 Hillgate Place, London, SW12 9ER, UK
  • Telephone: +44 (0) 20 8673 9666
  • E-mail: privacy@gtreview.com

Upon request, we will provide you with a readable copy of the personal data which we keep about you. We may require proof of your identity and may charge a small fee (not exceeding the statutory maximum fee that can be charged) to cover administration and postage.

Exporta Publishing & Events Ltd allows you to challenge the data that we hold about you and, where appropriate in accordance with applicable laws, you may have your personal information:

  • erased
  • rectified or amended
  • completed

Disclosing data for other reasons

In certain circumstances, the Data Protection Act allows personal data to be disclosed to law enforcement agencies without the consent of the data subject. Under these circumstances, Exporta Publishing & Events Ltd, will disclose requested data. However, the Data Controller will ensure the request is legitimate, seeking assistance from the board and from the company’s legal advisors where necessary.

Changes to this Privacy Statement

We will occasionally update this Privacy Statement to reflect new legislation or industry practice, group company changes and customer feedback. We encourage you to review this Privacy Statement periodically to be informed of how we are protecting your personal data.

Providing information

Exporta Publishing & Events Ltd aims to ensure that individuals are aware that their data is being processed, and that they understand.

  • How the data is being used
  • How to exercise their rights

To this end, the company has a privacy statement, setting out how data relating to individuals is used by the company. This is available on request and available on the company’s website.

Review of this policy

We keep this Policy under regular review. This Privacy Statement was last updated in April 2018.

[ad_2]

]]>
https://savewesternoh.org/cargo-monitoring-firm-launches-iot-led-trade-finance-service/feed/ 0
VACANCY: Finance Manager – News https://savewesternoh.org/vacancy-finance-manager-news/ https://savewesternoh.org/vacancy-finance-manager-news/#respond Wed, 08 Sep 2021 07:00:00 +0000 https://savewesternoh.org/vacancy-finance-manager-news/ [ad_1] Oldham Athletic is looking for an experienced, proactive and detail oriented CFO. Profession: Head of FinanceSite: Border Park, OldhamReports to: Chief Executive OfficerInternal link: All departmentsExternal link: Suppliers, creditors, debtorsBusiness hours: Full time, 37.5 hours per week.Annual vacation: 20 days of vacation.Salary: Competitive salary according to experience. In this role, the successful candidate will […]]]>


[ad_1]

Oldham Athletic is looking for an experienced, proactive and detail oriented CFO.

Profession: Head of Finance
Site: Border Park, Oldham
Reports to: Chief Executive Officer
Internal link: All departments
External link: Suppliers, creditors, debtors
Business hours: Full time, 37.5 hours per week.
Annual vacation: 20 days of vacation.
Salary: Competitive salary according to experience.

In this role, the successful candidate will lead the day-to-day club finance function, lead financial reporting, develop and implement best practices throughout the club, and work with the board of directors to establish, manage and revise seasonal budgets.

Primary role and responsibilities

  • Management of the club’s financial department.
  • Manage the monthly management reporting.
  • Provide insightful reporting to ensure understanding of results and effective decision making.
  • Manage the annual budget and reforecasting them throughout the year.
  • Complete and fully manage the SCMP and academy reports, respecting the resulting EFL deadlines.
  • Manage monthly payroll processing and RTI submission as well as relevant pension submissions.
  • Produce all statutory reports for the club.
  • Maintain and improve the overall control environment by ensuring effective and efficient day-to-day operational and financial management.
  • Help manage change to improve control of existing systems and general procedures within the finance team.
  • Produce regular, short and long term cash flow forecasts.
  • Support or lead ad hoc projects across the club.

Person specification

  • Ability to work in a team with minimal supervision.
  • Excellent interpersonal and communication skills.
  • Ability to deal with clients and colleagues at all levels.
  • Ability to complete financial projection reports.
  • Knowledge of sales and marketing practices.
  • Innovating with ideas and seeing opportunities.

Skills and experience required

  • Qualified accountant
  • In-depth experience of producing reports in a multi-revenue environment.
  • Focus on controlling between multiple teams, with different expense budgets.
  • Advanced skills in Excel / spreadsheet.
  • Experienced in managing a small team online.
  • Work experience in a sports industry is preferred.

Backup
To ensure compliance with company safeguard policy, a DBS will be a requirement for this role.

How to register
To apply, please provide your CV along with a cover letter stating why you would be the ideal candidate for the position, your previous experience and salary expectations to: Michael.Beech@oldhamathletic.co.uk

The deadline for submitting applications is Monday, September 20, 2021 at 5 p.m.

Since the position is available for immediate start, the club may conduct interviews before the closing date. All interviews will be at the earliest available opportunity.

[ad_2]

]]>
https://savewesternoh.org/vacancy-finance-manager-news/feed/ 0
Key Corporate Governance Compliance Requirements for Financial Companies in Nigeria – Corporate / Commercial Law https://savewesternoh.org/key-corporate-governance-compliance-requirements-for-financial-companies-in-nigeria-corporate-commercial-law/ https://savewesternoh.org/key-corporate-governance-compliance-requirements-for-financial-companies-in-nigeria-corporate-commercial-law/#respond Mon, 23 Aug 2021 07:00:00 +0000 https://savewesternoh.org/key-corporate-governance-compliance-requirements-for-financial-companies-in-nigeria-corporate-commercial-law/ [ad_1] To print this article, simply register or connect to Mondaq.com. In this article, we have discussed the main Code compliance requirements and how CFs in Nigeria can put in place appropriate systems to ensure compliance. Based on company law, every Nigerian company is required to establish a board of directors (“the board”). Financial companies […]]]>


[ad_1]

To print this article, simply register or connect to Mondaq.com.

In this article, we have discussed the main Code compliance requirements and how CFs in Nigeria can put in place appropriate systems to ensure compliance.

Based on company law, every Nigerian company is required to establish a board of directors (“the board”). Financial companies (‘FC’) are not exempt. The board is generally responsible for ensuring that the objectives of the company are achieved by collectively directing the activities of the company, keeping in mind the interests of shareholders and other relevant stakeholders. The Central Bank of Nigeria (CBN) is one of the relevant stakeholders.

In general, the CF are required to comply with the provisions of the Code on Corporate Governance for Financial Companies in Nigeria 2018 (“the Code”) issued by the CBN.

What is a finance company?

The Financial Corporation is a sub-sector of Banks and other financial institutions and operates within the middle level of the economy’s financial services system, with particular emphasis on micro, small and medium enterprises (MSMEs). According to the Revised CBN Guidelines for Finance Companies in Nigeria, 2014, “a finance company refers to a company licensed and licensed to carry on business of providing financial services to individual consumers and industrial, commercial or business enterprises. agricultural. It plays a complementary role to the banks, by filling the financing gaps and by meeting the financial needs of its target customers “.

The CF may engage in the following activities, among others:

  • Consumer loans
  • Fund management
  • Asset finance (for example, finance lease and hire purchase)
  • Project funding
  • Financing of local and international trade
  • Debt factoring
  • Financial advice

Corporate governance compliance requirements

As part of the CBN’s initiatives to establish financial stability and transparency in the financial corporations sub-sector, the CBN published the Code. Compliance with the Code is not optional for the CF. Below are some of the main Code compliance requirements:

Succession plan

The board should ensure that a succession plan is in place for the CEO / CEO (“MD / CEO”), executive directors and other senior management staff.

Approval threshold for financial transactions

The Board must set approval thresholds for each financial transaction and include these thresholds in its Standard Operations Manual (SOP).

Board composition and size

The board of directors of any FC must have a minimum of five (5) and a maximum of nine (9) directors at any given time, with at least fifty-one percent of the board members being non-directors. executives (“NED”). . It is also compulsory for each CF to have at least one (1) Independent Non-Executive Director (‘INED’) within its Board of Directors.

Separation of powers

A separate person will serve as Chairman of the Board of Directors and Managing Director / Managing Director. These two positions cannot be assigned to one person. It is also important to note that no member of the same family can occupy these two (2) positions.

Appointment of directors

Each appointment of directors must be approved by the CBN. The CF are encouraged to first seek CBN approval after shareholder resolution before filing statements with the Corporate Affairs Commission (‘the CAC’).

Mandate of directors

NEDs serve on the Board for a maximum period of three (3) terms of four (4) years each. INEDs will have a maximum of two (2) terms of four (4) years each. While the MD / CEO will have a maximum period of ten (10) years without a specific minimum mandate. The MD / CEO of an FC will only be eligible for renewal in the same company or its subsidiaries after three (3) years after the expiration of his mandate as MD / CEO. It should be noted that for a Board member to be eligible for re-election, he or she must attend at least two-thirds of all Board meetings and of the Board Committees to which they belong each fiscal year.

Board committees

It is mandatory for the board of directors of any FC in Nigeria to establish the following board committees: risk management committee, audit committee, governance and nominations committee and credit committee of the board of directors. ‘administration. Each of these committees will have a charter approved by the CBN.

Disclosure of Board of Directors Meetings

The board of directors of any CF must disclose in the annual report the total number of board members and board committee meetings held during the year and the attendance of each member.

Remuneration policy

Each CF must establish a remuneration policy and disclose it in the annual report to shareholders.

Disclosure of shares held by directors

Each CF must disclose the number of shares held by each director and its related parties in its annual report.

Annual assessment of the board of directors

Each CF will formally assess its Board and Directors each financial year. This evaluation must be carried out by an independent consultant whose report will be presented to the shareholders at the annual general meeting. A copy of the annual board assessment should also be sent to CBN by the consultant no later than March 31 of each fiscal year.

Final remark

Although the Companies and Allied Matters Act 2020 generally requires every business, which is not a small business, to have at least two (2) directors, the Code contains specific provisions for FC. The Code further increased the size of the board of directors for each CF to a minimum of five (5) and a maximum of nine (9) directors, with at least fifty-one percent of the members of the board being of NEDs. Compliance with the requirements of the Code is mandatory for each FC, and this is strictly monitored by the CBN.

Therefore, each CF in Nigeria should regularly conduct a corporate governance audit to ensure compliance with the Code and to avoid possible regulatory sanctions. CFs should consider creating a compliance unit within the company whose functions would include, among other things, monitoring compliance with the Code and other regulatory requirements.

We are more than happy to work with the CF interested in setting up or improving their existing corporate governance system.

The content of this article is intended to provide a general guide on the subject. Specialist advice should be sought regarding your particular situation.

[ad_2]

]]>
https://savewesternoh.org/key-corporate-governance-compliance-requirements-for-financial-companies-in-nigeria-corporate-commercial-law/feed/ 0
Chief Financial Officer | Seven day jobs https://savewesternoh.org/chief-financial-officer-seven-day-jobs/ https://savewesternoh.org/chief-financial-officer-seven-day-jobs/#respond Mon, 16 Aug 2021 14:16:54 +0000 https://savewesternoh.org/chief-financial-officer-seven-day-jobs/ [ad_1] The Milton Family Community Center is looking for a CFO to provide complete and accurate financial accounting for all MFCC programs. Our center strengthens families through parent education, community networking, home visits, high quality child care, and hands-on supports through our Food Shelving and Help program. financial. We hope to find someone knowledgeable in […]]]>


[ad_1]

The Milton Family Community Center is looking for a CFO to provide complete and accurate financial accounting for all MFCC programs. Our center strengthens families through parent education, community networking, home visits, high quality child care, and hands-on supports through our Food Shelving and Help program. financial.

We hope to find someone knowledgeable in financial management with experience in reporting and tracking state and federal grants, and a desire to serve the community. Those who are most successful in our center like to laugh and have a positive and active attitude.

Minimum skills:

  • Associate’s degree in accounting or commerce, plus 4 years of bookkeeping experience.
  • Excellent communication skills, both written and verbal
  • Proficient in QuickBooks and Microsoft Office
  • Completion of daycare orientation training (on hire)

Functions:

  • Ensure that MFCC’s financial management practices are sound and comply with all relevant local, state and federal guidelines
  • Monthly reconciliation of bank statements
  • Prepare financial reports for the board of directors and the general manager
  • Assist the general manager in the preparation of the annual budget
  • Work with the Executive Director and Account Manager to prepare for internal and external audits, including those required by the State of Vermont or other funders, as required by the grant contract.
  • Serve as the primary contact for bank and financial accounts and as the senior benefits manager for the MFCC employee health insurance policy
  • Review, evaluate and make annual recommendations on the MFCC employee benefit program and the centre’s commercial and liability insurance policies to the CEO and Board of Directors.
  • Maintain successful business relationships, including communication with customers, suppliers and other business partners, through the use of proactive and timely response to inquiries, provision of services and / or resolution of issues .
  • Weekly review of the work performed by the MFCC Account Manager to ensure that all accounts, payments, invoice statements and Quick Books entries are accurate and in accordance with full accounting of MFCC general finance, management budget and grant / contract obligations.
  • Complete and accurate maintenance of finance and payroll office files and all payroll related accounts (payroll, taxes, flexible accounts, insurance and other payroll deductions).
  • Maintain registrations and information on all MFCC insurance policies (health, civil liability, disability, etc.)
  • Ensure the confidentiality and confidentiality of all financial and personal information of the MFCC.

Advantages:

Remuneration according to training and experience. The MFCC is a family-friendly workplace with generous paid time off (pro-rated for part-time employees). We offer 60% of the cost of health insurance for employees. The MFCC is an equal opportunity employer.

To apply for this job, login / register on this website and click on the “APPLY FOR A JOB” button on this job posting.

Please send a cover letter, curriculum vitae and three (3) references that we can contact.

[ad_2]

]]>
https://savewesternoh.org/chief-financial-officer-seven-day-jobs/feed/ 0